How to Apply

Moldova Mosaic can provide either grants or loans for worthy projects.  Residents of Moldova who have thought through the nature of their business, and its market, and who have good business prospects for success, are eligible to apply.  You must have a business plan and a budget, and also personal investment in your business in the form of equipment or cash.  You also must demonstrate that you have the skills and personal drive to be successful.

There are two ways to apply.

1. Apply through Winrock Moldova


Contact information for Winrock Moldova can be found at this website: –>CLICK HERE<–    Contact any of the offices of Winrock Moldova. They are located in Chisinau, Cahul, Comrat, Balti, and Soroca. To be eligible for a grant or loan, you must be accepted into one of the following two programs conducted by Winrock Moldova:

a. “Micro-enterprise Development Activity” (MEDA) grants loans and provides assistance to individuals wishing to start their own business or expand existing businesses.

b. “Moldovan Employment, Entrepreneurship Education and Training Activity” (MEEETA) provides training to beneficiaries wishing to start their own business or find employment, on topics such as employ-ability skills and business management.

2. Apply through Moldova Mosaic

You may also apply to Moldova Mosaic. If you use this route, you may be asked to apply to, be accepted into, and participate in, one of the programs identified above, sponsored by Winrock Moldova.



Or, you may apply directly by contacting us at  You will be required to provide a well-thought-out business plan, which must include the following things:

  • Product or service
  • Anticipated revenue (by month)
  • Target market
  • Expense budget
  • Competition
  • Break-even analysis
  • Potential risks or threats
  • Location of business
  • Marketing plan
  • Plan for anticipated number of employees, if any